Convenience always wins out. People will choose the path of least resistance. This is why credit and debit card use is great and growing! Fortunately we have partnered with the finest companies so that you can have your business accepting credit cards without great expense or aggravation.
There are many ways to accept credit cards.
1) Credit Card Terminals - This is probably the most familiar way of accepting credit cards at the point of sale (POS). The cashier is handed a credit card that is run through the terminal which then connects with the processor for authorization and then prints out a receipt that the customer signs.
2) Software processing - Software on a computer can be used for credit card processing. The data can be entered manually, or a card-reader can be attached and then it works like a credit card machine..
3) Internet Processing - This typically includes 2 elements. One is a virtual terminal that you can log into from any computer on the web and input a credit card transaction. The other is to have your web site set-up so that customers can pay right on line. This can even replace a credit card machine for those who are manually entering their credit card transactions.
4) Phone-In System - This is a simple system for merchant who don't do a lot of transactions, such as contractors and trade and craft show businesses. All you need is a touch tone phone, including a cell phone, home phone, or business phone.
5) Wireless Terminals - These are useful for businesses that are on the road, but see their customers face to face. No phone line is needed. You get instant approval information and the rate benefit associated with swiping a credit card through a machine and reading the magnetic strip on the card.
Rates & Fees
IMPORTANT - The company that sets a merchant up to accept credit cards can end up being liable for any and all transactions that the merchant does with credit cards. It is for this reason that setting up a merchant is not just a mindless process, but does involve looking at the type of business, credit, and how orders are processed.
Fortunately, with our various partners, we have little trouble getting the vast majority of businesses approved with excellent rates. We almost never have start-up, application, programming, or other commencement fees. Many merchants qualify for free equipment as well.
Cost Plus Pricing - This is one of the best ways for many merchants to go if they really want to save on processing and they do a fair volume of business. It is also the hardest to explain. Essentially, it means that a merchant only pays a very small amount, just a part of 1 percent over the actual cost.
Small Ticket Pricing - This program only applies to a limited number of businesses where the ticket size is very small on average. Click on the link to see if you qualify.
Convert & Save - You may already be taking credit cards, but would like to see if you could save on your fees by making us your merchant account provider. We are happy to give you a quote and even if you decide to stay where you are, we can often point out some issues where you can save even while staying with your current processor.
Loans - If you are already accepting credit cards, you can much more easily qualify for a loan, even at times when a traditional bank loan is not possible.
Summary: We keep our rates low because we are really just looking for a long term relationship with satisfied customers. Having more customers is what makes us happy. Acceptance Services has special programs for different merchant types, but also low base pricing for standard businesses.
Acceptance Services is a merchant account provider with extensive experience in helping businesses receive merchant accounts. We would gladly help you get a great credit card processing account for your POS. We would also, supply you with the necessary equipment, for we carry the full line of credit card machines and credit card terminals.
